Financial Tools
Financial Tools
We have resources to help the entire family learn about managing money.
Below are some online resources to help you make informed decisions for a secure financial future. For more information on any of these subjects or resources, stop by your local branch, or call or text us at 503-256-5858.
- American Consumer Credit Counseling
Get credit counseling, debt management, debt consolidation and financial education services in English and Spanish. - Federal Trade Commission
Battling financial distress? Learn about looking for a new job, choosing the right credit card, setting a budget and avoiding scams. - Free Annual Credit Report
Receive a free copy of your credit report every 12 months from each credit reporting company and ensure that the information on all of your credit reports is correct and up to date. - MyCreditUnion.gov
Discover identity theft and fraud prevention tips, along with other helpful financial resources from the National Credit Union Administration.
Fraud and Scam Prevention Resources
- Understanding FICO® Scores
- Frequently Asked Questions About FICO® Scores
- Fraud Verification Alert Scams
- Security Tips: Choosing and Protecting Online Passwords
- Avoiding Scams and Identity Theft
- Elder Financial Abuse: Scams Targeting Older Adults
- Online Financial Safety Tips
- Tips for Avoiding Credit Card Fraud
Tools for Young Adults
Take the Big Financial Steps with First Digital
- First Car Loan: Get your first car loan at a low rate and start building credit.
- Cash Awards Visa: Use your Visa and earn 1% cash back!
- Edge Savings Account: Save up for college (or a car, a house or whatever else you have in mind).
- Checking Account for Students: Get your debit card and first box of collegiate (or image) checks free.
- $1,000 Scholarship: We give away two $1,000 scholarships each year. First Digital members living in Oregon or Washington and attending college next fall are invited to apply. Visit the OSAC website and use our scholarship code 189 to apply.
Get an Edge Up With These Resources
Financial Games and Resources for Kids
Elementary School
- Hit the Road: A Financial Adventure Game
- World of Cents Game: Match Coins to Build a Magical World
- U.S. Mint for Kids
Middle School
Kids’ Club Savings Account
Sign your child up for Kids’ Club, our savings account for children between the ages of 0 and 12. With Kids’ Club, children can learn the basic concepts of money management. It’s never too early to start practicing this essential life skill.