Life Happens, We’re in It With You

Lack of credit, growing family, too high of an interest rate or not enough for a down payment? We get it…life happens. We’re here to help with auto loan refinancing, a first time car buyer program and low rates. You need a car. Let’s make sure you get the best deal.

90-Day No-Pay: Get a Car With NO Payments for 90 Days!*

Need a new car this summer? Maybe you’re looking to improve your next road trip with a more efficient and comfortable vehicle? You can get a new or used car by August 31 and make no payments for 90 days, saving you extra money for travel, gas, or whatever you need.

This offer includes an auto loan rate discount of 0.20%, with rates as low as 2.59% APR** with autopay. Apply today to get pre-approved and hit the road with no payments for 90 days!

*Offer valid through 8/31/2019 and subject to change without notice. Interest accrues from date loan is funded. This offer cannot be combined with any other offers.

**APR=Annual Percentage Rate. Rate as of 6/25/2019 and subject to change without notice. Rate quoted for lowest new car loan amount up to 24-month term. Rates may be different as determined by the individual creditworthiness of the applicant. Not all applicants, terms and loan amounts will qualify for the lowest rate. Other rates and terms available. Offer applies to new loans only.

Check out how we helped our member Jeff when his family doubled in size.

“Before my wife and I could leave the hospital with our new baby boy and girl, I needed to install the car seats. It was quickly apparent we were going to need a new car. I was able to get a Blue Book on my used truck and approved for a new van before I even left the hospital. Thank you for being there for us First Digital!” — Jeff, Portland

Auto Loan Refinance: Let’s Get Your Finances Back on Track

You may be able to pay off your auto loan sooner, lower your payment and save hundreds of dollars by refinancing with us. Why pay extra? We helped our member Tomeka in a similar situation.

“I’ve had some credit issues because I was an unfortunate victim of identity theft. When I recently got a new car, the dealer gave me a loan at 19% APR. I knew that was a high rate, but I needed to get a car. Later I talked with Yareli about refinancing my car loan with the credit union. She was able to cut my interest paid by almost a third and also help me resolve my credit issues. Plus, I will be able to pay off the car loan even sooner. I feel like my finances are back on track now because the credit union is here with me.” — Tomeka, Portland

First Car Purchase: Let’s Build Your Credit

When you’re just starting out, you might not have a lot of credit, but you still need a car. We can help with our 1st Time Car Buyer program. No credit is required and no co-signer is required if you are 18 or older. We offer low rates, manageable terms and low monthly payments. Our member Christopher just started building credit with the purchase of his first car.

“I had never bought a car until last month. When I went to the dealer, I didn’t know that the 21% APR they gave me was a high rate. Luckily a friend suggested that I contact the credit union about refinancing the loan, so I stopped by the branch and talked to Linda. Linda took the time to educate me about loans and how to build my credit. She showed me how much money I could save by refinancing with the credit union – I was able to cut my interest rate in half! It’s nice to know the credit union is looking out for me and helping me make wise financial choices.” — Christopher, Gresham

Apply online or contact us for more information:

• CALL 800.444.5858 (option 3)
• TEXT 503-256-5858
• EMAIL [email protected]
• CHAT (click the chat button in the bottom right corner)